Blog

21 Aug
0

Biden Administration Should Stop Limiting Opportunities for Students Who Choose Career Colleges

Every August, millions of people begin or continue their education journey in college, university, or technical school. But that won’t be the case for all students who want to receive an education at a career college. That is because the ...

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31 Jan
0

Federal Reserve Analysis Confirms HLF Study on Swipe Fees and Credit Card Rewards

The Board of Governors of the Federal Reserve System recently released an economic analysis focused on credit card fees and reward programs.  The paper, in part, confirms independent analysis done in an HLF report last year that found that lower ...

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08 Aug
0

HLF Calls for Changes to Student Loan Rule That Serves As Blank Check For Student Loan Forgiveness

A new rule proposed by the Biden Department of Education is being used as a vehicle to provide blanket loan forgiveness in a way that will burden American taxpayers who are struggling to recover from the COVID-19 pandemic, rising inflation ...

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01 Aug
0

HLF Leads Coalition Letter Filing in Opposing to the FDA’s Proposed Ban on Certain Tobacco Products

HLF recently filed regulatory comments to the Food and Drug Administration in opposition to proposed bans on menthol cigarettes and flavored cigars.  The Hispanic Chambers of Commerce of California, Los Angeles and San Francisco, and the Neighborhood Business Alliance all ...

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10 May
0

New Employment Mandate Would Break President Biden’s Promise on Taxes

As we’ve previously discussed, a federally mandated ‘ABC test’ for workers would eliminate worker choice by forcing individuals who identify as independent contractors to become employees. This reclassification mandate would strip away the flexibility of contract work and up heave ...

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03 May
0

New HLF Report Highlights Effect of Retail ‘Swipe Fees’ on Consumers and Small Businesses

Today HLF released an analysis examining the cross-subsidy effect of the interchange fees, often called ‘swipe fees’ that retailers make to payment card networks for processing consumer purchases. Every time a credit card is used to pay for goods or ...

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19 Apr
0

The Cost of Living and Economic Uncertainty Is Rising. Why Do Regulators in Washington Want to Squeeze Working-Class Americans Even More?

Inflation is at record highs. Americans are paying more for gas, groceries, and basic goods than at any other time in recent history. What the Federal Reserve once called “transitory” unfortunately seems to be anything but. So why is it ...

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05 Apr
0

When Vision and Dental Insurers Manipulate the Free Market, Patients and Doctors Are the Biggest Losers

The free market has the power to provide patients with high-quality, affordable healthcare. A system free of burdensome government regulations puts patients in control of their health plans, it allows them to make decisions about their own care in close ...

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