Category Archives: Financial Opportunity

17 Sep
0

California’s War On Housing Algorithms Is Political Theater

In a new opinion piece for the Sacramento Business Journal, HLF’s president pushes back on California lawmakers’ latest attempt to scapegoat technology as the cause of the state’s affordable housing crisis. California’s continued war on pricing software highlights a misguided ...

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31 Jul
0

A Bank Account Should Not Come with a Political Litmus Test

Few things are as essential to participating in the American economy as a bank account. It is how workers get paid, how families save for a home, and how small businesses make payroll. That is precisely why regulatory pressure on ...

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24 Jul
0

NEWS RELEASE: New Polling Shows 90% of Voters Support Expanding Reduced Title Insurance Fees, 89% Are More Likely to Back Candidates Who Champion It

WASHINGTON, DC — New national polling released today by the Hispanic Leadership Fund (“HLF”) finds overwhelming voter support for reducing title insurance costs: 90% of voters support expanding the program for reduced title insurance fees, and 89% say they would ...

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14 May
0

Getting the CLARITY Act Right: Protecting Main Street and Community Banks

The Senate Banking Committee is marking up the CLARITY Act today.  Senators have an important choice: will the legislation strengthen both innovation and Main Street finance, or will it end up hurting local economies by undermining the community banks that are vital ...

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11 May
0

Commonsense Housing Policy Starts with Modernizing Title Insurance

Housing affordability is driving urgent efforts to modernize the mortgage and refinancing process. Among these, the Federal Housing Finance Agency’s Title Acceptance Pilot stands out as a reform that delivers real benefits for homeowners. By targeting outdated title risk practices, this pilot program is paving the ...

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15 Jan
0

Credit Card Interest Rate Caps Will Hurt Low-Income and Financially Vulnerable Consumers

The pressures of rising prices, inflation, and consumer costs are weighing heavily on American families, especially those already living paycheck to paycheck. Affordability has emerged as a top issue and is supposedly the reason behind President Trump’s demand for a ...

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02 Dec
0

Brad Lander’s Parting Gift is a Poison Pill for Retirees in NYC’s Employee Pension Plans

Outgoing New York City Comptroller Brad Lander is doubling down on his aggressive ESG agenda and is willing to use New York city employees’ retirement returns as a political pawn in the process. Lander issued a politically-motivated recommendation to rebid ...

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20 Aug
0

Credit Union Tax Exemption Continues To Garner Attention

As Congress was starting to debate its reconciliation bill in earnest back in March we wrote about a proposal to eliminate the tax exemption provisions for certain credit unions.  Credit Unions’ tax-exempt status was established in The Federal Credit Union ...

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