Category Archives: Financial Opportunity

14 May
0

Getting the CLARITY Act Right: Protecting Main Street and Community Banks

The Senate Banking Committee is marking up the CLARITY Act today.  Senators have an important choice: will the legislation strengthen both innovation and Main Street finance, or will it end up hurting local economies by undermining the community banks that are vital ...

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11 May
0

Commonsense Housing Policy Starts with Modernizing Title Insurance

Housing affordability is driving urgent efforts to modernize the mortgage and refinancing process. Among these, the Federal Housing Finance Agency’s Title Acceptance Pilot stands out as a reform that delivers real benefits for homeowners. By targeting outdated title risk practices, this pilot program is paving the ...

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15 Jan
0

Credit Card Interest Rate Caps Will Hurt Low-Income and Financially Vulnerable Consumers

The pressures of rising prices, inflation, and consumer costs are weighing heavily on American families, especially those already living paycheck to paycheck. Affordability has emerged as a top issue and is supposedly the reason behind President Trump’s demand for a ...

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02 Dec
0

Brad Lander’s Parting Gift is a Poison Pill for Retirees in NYC’s Employee Pension Plans

Outgoing New York City Comptroller Brad Lander is doubling down on his aggressive ESG agenda and is willing to use New York city employees’ retirement returns as a political pawn in the process. Lander issued a politically-motivated recommendation to rebid ...

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20 Aug
0

Credit Union Tax Exemption Continues To Garner Attention

As Congress was starting to debate its reconciliation bill in earnest back in March we wrote about a proposal to eliminate the tax exemption provisions for certain credit unions.  Credit Unions’ tax-exempt status was established in The Federal Credit Union ...

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12 Jun
0

The Remittance Tax Hurts American Citizens And Our Economy

As part as of current budget reconciliation package, the U.S. Senate is currently considering a proposal to impose a 3.5% tax on personal money transfers sent abroad.  The House of Representatives already approved the measure. While the measure is meant ...

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06 May
0

Washington Must Protect A New Program That Helps Lower Housing Costs

High housing costs and red tape continue to burden American families, particularly lower-income and minority homeowners.   One often-overlooked expense is title insurance, a fee ranging from 0.5% to 1% of a home’s price, which is paid during closing and ...

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20 Mar
0

Addressing The Retirement Crisis Requires Coordinated Leadership

Last week HLF was lucky enough to attend a summit focused on “Redefining Retirement.”  The event was hosted by investment management firm BlackRock, the Bipartisan Policy Center, and Semafor.  Speakers ranged from elected officials, corporate leaders, small business owners, union ...

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